Setting up a budget

My sister from Oklahoma who I haven't seen for ever has been in town the last two nights, so I have been busy. My nephews - one who lives in Germany and the other in Oklahoma are also here. So was my cousin from Valley Springs. We had a great time tonight just hanging out. We are hoping to get to Germany to visit my nephew before his contract is up - 2010 - which leads me to this blog(A short one, because it is late and I have to get up very early). We need savings to travel, and that is not possible without a budget.

Here is my topic - budgeting. I have never done it, and although I strive to, it never gets done. A friend of mine emailed and said they would help us with this debt, so I am looking forward to starting the budget process. I had a discouragement reading an article the other night. It said that on average, your housing should be 25-35% of your overall budget. Right now, our housing is over 50%. Do I just need to make more money? Should I turn this into a money making blog? Maybe one day it will be, but realistically, somehow we need to make more money to get back in the black.

If you have any comments, I am open to suggestions!

2 places for good financial advice + 1 more

I just have been searching around this whole blog thing and have found 2 good sites that apply to me and another that is interesting for debt purposes.

No Credit Needed - has a great little ebook and in depth articles about being in debt. I like his story, it is similar to my reason for starting this. He has a family and was fed up about being in debt. Thus the debt blog was born. Cheers to NCN. I love it.

Money Blue Book - I emailed this guy and he responded right away and gave me some great info on helping me start a blog. I also read his article on using wholesalers for eBay. As Yoda would say, Informative this one is. I am a sucker for eBay. Good money research on his site, check it out.

Another interesting one is Blogging Away Debt- It is very encouraging to see where this person has been and where she is going with her debt. She is very open with her finances and I wish I had the discipline to do the budget like she does. Good stuff.

I am going to be reading all of these frequently and hopefully getting out of debt!